Depending on what state you’re in, and the nature of your business, you may be able to get group coverage for just you. The easiest way is to pick an independent agent have a sit down and work with him/her.

Without the hundred phone calls? You’re looking at spending time online, hunting through the carrier websites for contact information and calling up the companies to get a quote. That’s really the only way to do it.

The pre-tax deduction is most commonly referred to as a Section 125 POP, many carriers offer them alongside an insurance plan. You must set up the Section 125 in order to take advantage of the tax savings, however, otherwise you’re SOL.

If you’re in California, feel free to contact me and I will be happy to walk you through how to make this happen.