Comments on: How do you obtain health insurance, for someone who is already in the hospital? http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/ A discussion blog about health insurance Fri, 10 Feb 2012 10:43:34 +0000 http://wordpress.org/?v=2.7 hourly 1 By: ariebk http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/comment-page-1/#comment-121 ariebk Sun, 20 Apr 2008 10:29:12 +0000 http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/#comment-121 I'm with ms- if he won't qualify for Medicaid/Medi-Cal, then he's SOL for regular insurance. Best bet is to throw himself on the mercy of the hospital- most have income guidelines, sliding scale fees and other programs to help cover bills of unisured patients- and many have financial counselors that can work with him to find the best solutions. Check around with the physician too- there will be seperate bills for hospital care and physician services. Often in hardship cases, the physicians may decide not to charge for their portion- but you have to ask. They may also be able to (or there may be a social worker available) who can refer him to low-cost or no-cost healthcare providers in the area for his follow up care. Bottom line- ask everyone, don't be shy- there is bound to be some way to minimize the bills if you're willing to do some research. Best of luck to both of you! I’m with ms- if he won’t qualify for Medicaid/Medi-Cal, then he’s SOL for regular insurance. Best bet is to throw himself on the mercy of the hospital- most have income guidelines, sliding scale fees and other programs to help cover bills of unisured patients- and many have financial counselors that can work with him to find the best solutions. Check around with the physician too- there will be seperate bills for hospital care and physician services. Often in hardship cases, the physicians may decide not to charge for their portion- but you have to ask. They may also be able to (or there may be a social worker available) who can refer him to low-cost or no-cost healthcare providers in the area for his follow up care.
Bottom line- ask everyone, don’t be shy- there is bound to be some way to minimize the bills if you’re willing to do some research.
Best of luck to both of you!

]]> By: mbrcatz17 http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/comment-page-1/#comment-120 mbrcatz17 Sat, 19 Apr 2008 03:40:47 +0000 http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/#comment-120 You go to an agent to get some quotes, but it won't cover THIS accident!! If he was in a car accident, he needs to put a claim in under his auto policy for medical costs, or the auto policy of the person who's car he was riding in. Otherwise, he's going to have to sue the person at fault for the accident, but that can take years. You go to an agent to get some quotes, but it won’t cover THIS accident!!

If he was in a car accident, he needs to put a claim in under his auto policy for medical costs, or the auto policy of the person who’s car he was riding in.

Otherwise, he’s going to have to sue the person at fault for the accident, but that can take years.

]]> By: zippythejessi http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/comment-page-1/#comment-119 zippythejessi Wed, 16 Apr 2008 05:06:26 +0000 http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/#comment-119 If he was in a car accident and the hospitalization is a direct result of the accident, the car insurance should be picking up the tab. If he was in a car accident and the hospitalization is a direct result of the accident, the car insurance should be picking up the tab.

]]> By: ms gemini http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/comment-page-1/#comment-118 ms gemini Mon, 14 Apr 2008 08:08:49 +0000 http://www.healthinsurancepensacola.com/insurance/how-do-you-obtain-health-insurance-for-someone-who-is-already-in-the-hospital/#comment-118 Since the accident has already occurred, unfortunately, your friend propbably won't be covered. The car accident is considered a pre-exisiting condition and health insurance companies will not cover pre-exisitnig conditions if you have not had coverage within the past 63 days. You might want to check with the billing department at the hospital and make payment arrangements. Since the accident has already occurred, unfortunately, your friend propbably won’t be covered. The car accident is considered a pre-exisiting condition and health insurance companies will not cover pre-exisitnig conditions if you have not had coverage within the past 63 days. You might want to check with the billing department at the hospital and make payment arrangements.

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