Health Insurance Pensacola

Can health insurance company drop you if you making COBRA payments on time?

tjk150a asked:


My sister is in a nursing home. I have been paying her COBRA since
December. The nursing home called and “warned” us to find a medicaid facility because her health insurance will probably drop her.
Why?

Rodney

Tags: Health Insurance, Insurance, Medicaid

This entry was posted on Monday, May 25th, 2009 at 3:19 pm and is filed under Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

3 Responses to “Can health insurance company drop you if you making COBRA payments on time?”

1. sarah314 says:

   May 28, 2009 at 7:01 pm

   Beatrice

   Is her former employer going out of business and/or dropping their insurance plan?

   If the employer’s group insurance plan no longer exists, then neither does COBRA.

   COBRA = continuation coverage of the (former) employer’s group plan. If there is no plan, then there is nothing to continue.
2. mbrcatz says:

   May 31, 2009 at 6:43 pm

   Kim

   There are really only two reasons your cobra gets cancelled, when you’re making your payments on time: 1. The insurance company goes bankrupt (into receivership) or 2. The prior employer cancels the group health insurance policy. That happens when the employer goes bankrupt, or the business closes.
3. Katie says:

   June 2, 2009 at 9:14 am

   Terri

   Those previous answers are right–so if they really are ending her coverage completely, you should contact the insurance directly and ask about it.

   Also, I’d clarify if they’re actually dropping her from the plan, or just no longer covering the nursing home stay? Just a thought….again, I’d call the insurance to verify what’s happening and why